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Funding

Funding Strategy

HYPO NOE Landesbank is one of Austria’s leading covered bond issuers and is a regular participant on the capital markets through the placement of secured and unsecured benchmark bonds. The Bank’s sustainable approach to its core operations is underpinned and promoted by its clear ethical principles and business policies. Its portfolio leans strongly towards sustainability due to the large proportion of lending that creates social value added. Based on the solid foundations provided by customer deposits, and on its closer cooperation with development banks, HYPO NOE Landesbank also takes steps aimed at diversifying its sources of refinancing.

HYPO NOE Landesbank is rated by Standard & Poor's (Issuer Credit Rating) and Moody's (Covered Bonds). In the area of sustainability, the Bank has ratings from ISS ESG, Sustainalytics, Vigeo Eiris and imug. Further information can be found under Ratings.

Cover Pool Reporting

HYPO NOE Landesbank Pfandbriefe are eligible as trust investments under section 217 (3) Austrian General Civil Code. HYPO NOE Landesbank is liable for all assets, and for all the assets recorded in the cover register. The trustee appointed by the financial regulator monitors compliance with the relevant statutory regulations.

Transparency: The reports on the HYPO NOE Landesbank public and mortgage covered bond programme shows the quality of the public sector cover pool. The reporting follows the reporting rules by the Pfandbrief & Covered Bonds Forum Austria.

File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 132 KB Publish Date: Categories: Mortgage cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 106 KB Publish Date: Categories: Public sector cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 131 KB Publish Date: Categories: Funding, Mortgage cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 105 KB Publish Date: Categories: Funding, Public sector cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 132 KB Publish Date: Categories: Funding, Mortgage cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 106 KB Publish Date: Categories: Funding, Public sector cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 106 KB Categories: Funding, Public sector cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 132 KB Categories: Funding, Mortgage cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 131 KB Publish Date: Categories: Funding, Mortgage cover pool
File Type: Microsoft Excel XML SpreadsheetXLSX File Size: 106 KB Publish Date: Categories: Funding, Public sector cover pool

Green Bonds

In order to underline its sustainability strategy and to finance green projects, HYPO NOE issued its first green bond in 2020. The HYPO NOE Green Bond focuses on green buildings. These are particularly energy-efficient buildings that make a valuable contribution to the creation of sustainable living space.

HYPO NOE Green Buildings

  • belong to the top 15 percent most carbon-efficient buildings in Austria
  • have a very good energy certificate
  • comply with the strict energy efficiency requirements of the Lower Austrian housing subsidy directive
Bild des Generationenhauses in Pfaffstätten
SOCIAL VALUE ADDED OF GREEN BUILDINGS: multi-generation house Pfaffstätten with 34 subsidised flats - in accordance with the strict social and ecological guidelines of the "Limited-profit Housing Act"

Green Bond Download Center

File Type: PDF DocumentPDF File Size: 2 MB Publish Date: 37 Pages Categories: Green Bond
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File Type: PDF DocumentPDF File Size: 446 KB Publish Date: 18 Pages Categories: Green Bond

The HYPO NOE Landesbank Annual Reports can be found in the Download Center.
Further information on our current ratings can be found under Ratings.

Debt Issuance Programme (DIP)

HYPO NOE Landesbank's Debt Issuance Programme can be found here.